Using Colors in Your Room

Colors play an important part in your Home Decor process. Colors are what give life and personality to your room.

Here are some quickies to keep in mind when deciding over colors.

1. If you are using many colors in one single room, make sure you use a color at least three times in the same room. You could use shades and tints of that color. For eg. your curtains, pillows and tablecloth can be of the same color. This gives a look of harmony and help avoid the 'too much' and 'confused' look.

2. For filling space, use warm colors like reds, yellows and oranges. They tend to grab the eye and fill the space and are soothing and warm.

3. For giving an illusion of more and open space, use cool colors like blues, greens and violets.

4. For a serene and comforting look, use pale pinks. The closer pink gets to red, the more energetic it becomes.

5. Use vertical stripes on walls and curtains for an illusion of height.

6. Light colored walls and ceilings make the room look larger and more spacious.

7. Try to avoid contradicting colors and themes. If you want your room to look larger and need to use cool colors to achieve it, choose a theme which goes with cool colors.

8. If same-colored sofa, carpet and other upholstery give a monotonous look, use colorful cushions and wall-hangings to break the monotony.

About The Author

Lata Tokhi is the Founder/Editor of Dot Com Women, a premier women's website and online community. Visit her at http://www.dotcomwomen.com.

lata@dotcomwomen.com

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Best Home Security System - What You Need to Consider

Depending on what you want to protect at home or what it is you would like to monitor, you have to choose the best home security system to avoid spending too much on something that you wont be using over time. Choosing the best home security system really depends on your lifestyle. Do you spend a lot of time at home? Or are you usually away on business trips? Simple facts like these can determine what the best home security system is for you.

For the Homebody

For the people who spend a lot of their time at home and dont travel much, there are a few options to consider for the best home security system. This includes an alarm, which can either be silent or not. The silent option is more suitable to get the police to your home before the burglar realizes an alarm was triggered. Another item to include in the best home security system is an electronic door lock that allows only those who know the combination to activate or deactivate the alarm. This is especially helpful when installed in entrances. Those who do not know the combination will more than likely be intruders. If there are wireless cameras installed in this type of best home security system, there is the option of installing monitors as well. These monitors can be set up in a den or bedroom and will show live feeds of what the cameras are looking at. For the homebody this is perfect for round the clock observation of the house and family.

For the Traveler

There are also some best home security options for people who travel a lot throughout the year. Of course, their houses must be protected or there must be some kind of security system to help in the capture of any intruders in the house. Motion detection devices hooked up to silent alarms are very essential in this type of situation. This best home security system will set off an alarm that can be used to alert the police (with the right technical adjustment and permissions from authorities) but it will not let the robber know that it has been triggered. You can also set it up so you can let a trusted neighbor or friend know that something is going on in the house. This will alert your friend that there is someone other than you inside the house and he or she can call the police. Nothing is more essential than to have a camera recording all the events in your house. Since wireless camera power sources are not reliable, you might want to consider cabled cameras that can get their power off of the local electricity in the house. This is the best home security system and you can have the camera record all the activities in the house while you are away. It is best to hook it up to a computer system that has a large storage capacity. The other option is to have the camera record activities at certain times of the day or night.

Know what kind of person you are and how much time you spend at home. This will help you to determine the best home security system that can protect you, your loved ones and the valuable items that you have in your house.

Get more FREE tips, information, product reviews and latest updates on Best Home Security System at http://www.WirelessHomeSecuritySystem.Org

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Can I Really Get Life Insurance, No Exam Required?

Changing the way that life insurance is bought and sold on the Internet and through the media has opened up the doors for many people to have affordable life insurance policies. Life insurance no exam is one such brainstorm. Having a chance to purchase and collect on Life insurance no exam will give a wide range of people an opportunity to check out the rates and policies of competitive companies.

When comparing life insurance rates for low cost term life insurance, not having to get a medical exam automatically saves you money on the visit to the doctor. You are not pressured into a policy due to your physical appearance, when you shop for life insurance with no exam online. Some companies may require a blood test and this is where you can make the choice for a company that doesnt require an exam of any kind.

There are many options that are available through life insurance no exam policies. For example, you can have a funeral plan, a hospital plan and one of the most popular types of life insurance is travel insurance. While travel insurance is life insurance just in case of an accident while you are travelling, it is low cost term life insurance that only adds pennies to the cost of travelling. It is term life insurance in that it only covers you for a short length of time and you dont have to get a medical exam in order to qualify.

The percentage of life insurances where no exam is required is overwhelming. You can have a simplified life insurance no exam policy designed for the hard﷓to﷓insure, seniors, and those who do not want to take the time for a medical exam or wait for a doctor's report. There are a number of options available with this kind of low cost term life insurance plan and is available for people aged 25 to 80.

Whatever policy you choose with life insurance no exam, make sure you read all the policies that apply to your circumstances. There are so many experts on the subject of life insurance and so many different policies it is easy to get confused. Make sure you take the time to sit back and get the policy that is right for you.

When looking for life insurance no exam there are quite a few options.

For a website totally devoted to Life Insurance visit Peter's Website Life Insurance Answers and find out about Life Insurance No Exam as well as Whole Life Insurance and more, including Online Life Insurance, Term Life Insurance and Life Insurance Agents.

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Listening to Customers - 5 Tips

In a strange juxtapositioning of articles, this month's UK 'Management Today' has three pieces, relating to the importance of listening to customers.

Susan Rice, CEO of Lloyds TSB makes it clear how vital it is for great leaders to listen and hear. She uses the example of how Coca Cola was swift to 'hear' it's customers when they revolted against New Coke back in 1985 (good job too, it was yuk!). She also rails against the viability of change programmes where over 70% fail to meet the original objectives. A dismal return, pretty consistently due to failing to hear the needs of staff as well as customers in the business.

Fast forward to page 19, where a small piece follows the situation Henry Ford precipitated in the early 20's, with his policy of 'any colour as long as it's black', for his new revolution in car making, the Model T. This worked very well for a few years, giving Ford an enormous 57% of the market. Yet this historic icon of manufacturing efficiency, came back to bite him. His competitors, almost behind his back, found out, by asking and listening, that their customers wanted different colours.

By 1927, General Motors had stolen a March on Ford - and taken a big lead - and market share.

And finally, in an issue strangely focused on customer service, there is a long look at the state of the fashion market in the UK, now led by those lower priced upstarts who have become very visible over the last decade. From Asda's George brand, through TK Maxx, to Matalan, Primark and Peacocks. These are all mounting the pavement and decimating traditional fashion retailers. Marks and Spencer are the usual victims, but not the only ones. The common strand here is that the victors are listening closely to and responding to the needs of their customers - they are taking the time to find out and, what's more, they are 'sensing' the mood; the trend of fashion retailing.

Maybe listening to customers is as vital as it seems. And whilst on the subject, a closer attention to employees wouldn't come amiss either.

What to do in your business?

Five tips:-

• Ask questions of the people that matter - customers and employees.
  
• Listen to their answers and question more.
  
• Act quickly on those things you can fix quickly.
  
• Build into your short-, medium- and long-term strategies the things you are finding out.
  
• Work to ensure that your people are empowered to do this all the time, day in, day out and to feedback to where it will be noticed
  

Copyright 2005 Martin Haworth is a Business and Management Coach. He works worldwide, mainly by phone, with small business owners, managers and corporate leaders. He has hundreds of hints, tips and ideas at his website, http://www.coaching-businesses-to-success.com. (Note to editors. Feel free to use this article, wherever you think it might be of value - it would be good if you could include a live link)

...helping you, to help your people, to help your business grow...

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Dental Insurance Plan In California Type Of Coverage

There are many advantages to living in California from the climate, scenic appearances, and the progressive living. There are also disadvantages including a higher cost of living. Most often, this also includes other benefits you may have. Car insurance, home insurance, and even dental insurance plan in California is going to be higher than other states might be. This makes having dental insurance difficult for those who do not have insurance through their jobs or do not have the high paying high profile jobs.

You should consider few things when you are looking for dental insurance plan in California. You will want to check out the Internet websites for those offering dental insurance plans in California so that you can compare the plans with ease and read everything you need to know about them without being bothered by an insurance agent.

What Type Of Insurance Can You Get

Types of coverage that you may find in California for dental insurances plans included individual plans, family, comprehensive, and limited coverage. Depending upon the type of insurance, you choose your coverage will be reflected in the cost. The more coverage you purchase the higher your premium, however you can save quite a bit with the higher coverage because of the more procedures covered that can be quite costly.

Consider These Things About Insurance

Other things to consider about your dental insurance plan in California are whether it is an indemnity or managed care policy. Indemnity means that an individual can seek any dentist for service while managed care limits the dentists you may use. This is important if you are choosing dental insurance as an individual and you have already found a dentist previously that you are satisfied with. Occasionally individuals switch coverage because of the cost or at least switch providers because of the cost so you may want to take your dentist with you. In order to do that you need indemnity insurance plan? Most managed care plans are less because of the strict limitations such as how much work you can have done in a year and the dentists you may use.

Search The Internet For Insurance

Now that you know the types of insurance, available lets look at the Internet in more detail. You can use a search engine to search for dental insurance plan in California as keywords to point you towards the most important information rather than the hundreds of sites that come up with just a dental search. You may even speak with your dentist about insurance plans they accept if you have someone, you trust. They might help you find the best plan for you while you are searching online.

When searching online you will find a comprehensive list of coverages on the website for the dental insurance plan in California. They will tell you about the coverage's you can have depending on the type of insurance you choose as well as give you a quote. The quote will tell you how much the total policy is and then how much monthly payments will be. Some sites do not offer the taxes or other fees up front, so you have to either call for them or purchase the policy before you see the real total. If you have any questions about an online policy, you can call the provider at any time.

A dental insurance plan in California is typically more expensive than other states because of the higher cost of living. You will find that there are affordable policies if you look online and do a little research. Even your dentist may help you find a great policy.

You can also find more info on Dental Insurance and Dental And Vision Insurance. Knowdentalinsurance.com is a comprehensive resource to know about Dental Insurance.

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Why Do People Invest So Much In Custom Wheels For Their Automobile?

Besides the obvious enhancement of a cars appearance the reason for installing custom wheels on your ride should be performance and handling. Custom wheels were first developed over 50 years ago when race car drivers created wheels made of magnesium because they were so much lighter than the steel ones and thus enhanced their performance and cut their race times significantly. This is where the term Mags comes from which is what they were called when I was a teenager and we were putting them on our Firebirds and Camaros for street racing. Most Mags are not suitable for daily driving because they are more brittle and easily broken than regular wheels and because of the oxidation magnesium wheels need almost constant cleaning and polishing. This is why companies today use other materials to manufacture custom wheels for the automotive industry.

The reduced weight factor is still one of the key elements in modern custom wheels because the weight reduction allows for better acceleration and braking as well as better ride and handling overall. One thing that you need to keep in mind is not to go over the weight the original wheels were designed for or buy using gravity cast aluminum wheels because they tend to bend easily. The better choice is forged or low pressure cast aluminum wheels which are stronger even though they are more expensive.

One big benefit of custom wheels is that due to their construction they almost eliminate deflection of your tires so that they help prevent rollover from happening when you are going around a corner. The newer aluminum alloy wheels are much better at reducing heat as well which helps to keep your brakes cooler. The way that most custom wheels are made with large openings helps in this process as well by increasing the flow of air while you are driving.

Due to the huge increase in popularity of custom wheels today there is no shortage of variety in styles and sizes of wheels available on the market. Custom wheel makers are constantly creating new styles and coming up with newer alloys that are stronger and lighter. When I was growing up there were only a few options you had, now there are literally hundreds of different styles, alloys, and finishes to choose from including the option of having wheels custom color matched to the color of your vehicle.

As I mentioned above, you want to be careful with increasing the size of the wheels as this can not only add weight but can throw off the calibration of things on your vehicle such as your speedometer. This is why you will see many people who go with a larger wheel using a low profile tire that not only keeps the overall weight down but also stays close to the original overall size of the tire and wheel that the vehicle came with. If you increase the size too much it can also affect your transmission shifting, cause problems with braking systems, and reduce fuel economy.

Gregg Hall is an author living in Navarre Beach, Florida. Find more about custom wheels as well as custom after market wheels at http://www.vintagewheelsplus.com

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How To Get Cash For Structured Settlement Payment Now

You can quickly and easily get cash for structured settlement payment from a qualified note buyer. It is much less of a hassle than getting a loan from a bank or other lending institution and also removes the risk of carrying a long term annuity.

Structured settlements are arranged for injury victims as a resolution to a court case. It is a financial arrangement, set up as an annuity, whereby the victim receives a set amount of money each and every month for a set amount of years to cover damages, loss, expenses, etc. It usually works out favorably for both parties, as the victim is receiving steady compensation and the defendant can make smaller monthly payments rather than have to go out of pocket up front.

However, many victims would rather receive cash for structured settlement payments rather than wait for a smaller check each month. They might find themselves in need of immediate money for a new investment, a large purchase or even retirement. Maybe they don't want to carry the risk that somewhere down the road the payer defaults for one reason or another.

Whatever the case may be, cash for structured settlement payment is a viable option for those needing a pool of money in the short term. And there are many reputable, qualified note buyers out there who can pay you top dollar for your annuity.

It's important to remember that you don't have to sell your entire annuity. Rather you can sell just a portion and retain the rest of the monthly income. For example, let's say you have a $100,000 structured settlement, paying over the course of 10 years. You might need $25,000 right now for investment purposes. Well you can sell $25,000 worth of payments (however many months of payments it works out to) and once those are over, you resume receiving your monthly checks for the balance.

So in essence you are getting cash for structured settlement payments AND keeping the rest of your annuity as it was. There are also various other options you can take advantage of, and an experienced note buyer will go over all of these with you.

If you are considering selling your structured settlement, make sure you consider all of your options and choose the one that works best for your financial situation. Receiving cash for structured settlement payment is a wise choice for immediate income, decreased risk exposure and peace of mind!

Jamie has been working in the finance industry for many years and is a contributing editor to http://www.selling-your-note.com. Learn how to get cash for structured settlement payment from a qualified note buyer on our site.

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Why Won't My Car Start?

Have you ever had your car just "die" on you, you try to start it and it just will not start. You end up calling a tow truck and paying those big tow bills, then to make matters worse the technician at the shoptells you that it will cost hundreds of dollars to make it run again,is that true? Maybe maybe not.

I own and work as a diagnostics Tech here at Ace Automotive in Lakewood Wa and I can tell you from experience if some people knew just a little more about their cars workings they could save a whole lotta money. Say for instance you are driving at night wipers and heater ,lights and radio on you notice that the headlights keep getting dimmer and dimmer soon the vehicle "dies" and now won't start the most likely cause is the alternator has failed, not the battery because if the battery failed the alternator would still keep power to the vehicle until you turned it off then it would not restart.

You are driving for a while and the car just "shuts off" all the instrument lights come on but when you try to start it it just turns over but will not start. First it depends what kind of car this happend to if it was an import like say Honda, acura, toyota, subaru, nissan, mitubishi,the engine timing belt may have broken (if it's been more that 60,000 miles since you changed it last time) you should be able to tell if when you try to start the engine it sounds different like its just "freewheeling" faster than normal, this is bad cause most of the import cars mentioned will do expensive damage to the engine when the timing belt breaks.

If your vehicle is a domestic one chevy ford ect, be patient wait a little bit maybe 30-45 min and try to start it if it starts hurray! But it will "die" again once it's hot enough again, be sure to tell your local tech this valuable information and ask for all parts they replace to repair your vehicle to let them know you know something about the car too.

Randy Harkins Owner / Technician Ace Automotive

http://www.aceautomotive1.com

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